Accident & Sickness

Accident and Sickness Worker

Workers’ Compensation coverage isn’t always enough. Between maximum disability limits and coverage gaps—your members could be feeling significant emotional and financial impacts. They take care of others every day, and they deserve to be taken care of, too. Tell your crew that you are protecting them—and their families—with Accident & Sickness coverage from VFIS.

Covered Benefits

Death Benefits

  • Accidental Death
    • Seatbelt
    • Safety Vest
    • Military
  • Illness Loss of Life
  • Dependent Child and Education Benefit
  • Spousal Support and Education Benefit
  • Memorial
  • Dependent Elder
  • Repatriation

Lump Sum Living Benefits

  • Accidental Dismemberment and Paralysis
  • Injury, Heart, Illness and Vision Impairment
  • Cosmetic Disfigurement resulting from burns
  • HIV Positive

Weekly Disability Benefits

  • Total or Partial Disability
  • Cost of Living Adjustment (COLA)

Weekly Injury Permanent Impairment

Occupational Retraining

Medical Expense

Transition

Felonious Assault

Home Alteration and Vehicle Modification

Optional Benefits

Career Personnel

Weekly Hospital

Additional First Week Total Disability

Coordinated 28 Day Total Disability

Extended Total Disability

Long-Term Total Disability

Weekly Injury Permanent Impairment COLA

Long-Term Total Disability COLA

Extra Expense

24-Hour or Off-Duty Accidental Death, Dismemberment and Paralysis Benefits

Special Events

Organized Team Sports

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